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Best Xactimate Training Classes in Florida and What You’ll Learn

  • Writer: DM Monticello
    DM Monticello
  • 6 days ago
  • 8 min read

If you work in insurance, restoration, or construction in Florida, chances are you’ve heard of Xactimate. This powerful software is the gold standard for estimating property damage claims and writing repair scopes. Whether you're an independent adjuster preparing for storm season or a contractor handling residential restoration, mastering Xactimate can improve your accuracy, speed, and professionalism.

In this guide, we’ll explain what Xactimate is, who needs to take classes, and what kinds of training options are available across Florida.



What Is Xactimate and Why Is It Important?

Xactimate is an industry-leading estimating software used primarily in property insurance and restoration. Developed by Xactware (a Verisk company), it helps professionals:

  • Create detailed damage assessments

  • Generate repair estimates with standardized pricing

  • Prepare scope of work documents for insurance claims

  • Submit claims documentation for approval

It’s widely adopted by:

  • Insurance companies and claims adjusters

  • Restoration firms and mitigation contractors

  • Roofers, plumbers, and electricians managing repairs

  • Public adjusters assisting policyholders with settlements

Using Xactimate is often a requirement to get work from insurers, especially during hurricane season or after natural disasters common in Florida.

Explore How to Build Repeatable Business Systems to see how using software like Xactimate enhances operational consistency.



Who Should Take Xactimate Classes?

Insurance Adjusters

Independent and staff adjusters use Xactimate daily to scope and price damages after events like floods, fires, or hurricanes. Mastery is essential for fast, accurate claims.



Restoration Professionals

Water, mold, fire, and storm damage contractors use the software to create estimates insurers will accept. It helps them justify pricing and speed up approvals.



General Contractors and Estimators

Contractors doing insurance-funded work must know how to match Xactimate’s format and pricing to get jobs approved without delays or pushback from adjusters.

Explore Guide to Hiring Back-Office Operations to delegate routine estimating and focus on training or expanding your expertise.



Types of Xactimate Classes Available in Florida

Whether you're in Miami, Orlando, Tampa, or the Panhandle, you can find training that fits your schedule and skill level.

1. In-Person Workshops and Bootcamps

These are typically 1- to 3-day immersive events. You’ll work through real-world estimating exercises, sketching rooms, and building complete claims. Great for:

  • Beginners who need hands-on help

  • Those preparing for the Xactimate Level 1, 2, or 3 certification exams

  • Adjusters training ahead of hurricane season deployments



2. Virtual and Live Online Courses

Remote classes offer flexibility while maintaining instructor interaction. These sessions are ideal if:

  • You live in a rural area or have limited transportation

  • You want to avoid travel costs

  • You're working full-time and need night or weekend classes



3. On-Demand and Self-Paced Training

Some providers offer video courses and practice files that you can complete at your own pace. This is best for people who:

  • Already use Xactimate but want to refine skills

  • Can’t commit to set class hours

  • Learn best independently

Explore How to Handle Admin Tasks Efficiently to free up time for training and development.



What Xactimate Training Covers

A well-structured Xactimate course is more than just software navigation. You’ll learn:

1. Estimating Fundamentals

  • Insurance claim workflows

  • Writing accurate scope notes

  • Structuring estimates that insurers accept



2. Project Scoping and Sketching

  • Drawing floor plans and roof diagrams

  • Using macros to save time

  • Adding rooms, windows, doors, and fixtures



3. Software Navigation and Pricing

  • Finding and adding line items

  • Applying local pricing updates

  • Managing photos and supporting documents



4. Real-World Practice

  • Sample property damage scenarios

  • Reviewing common mistakes

  • Building and presenting full estimates

Explore How to Build Long-Term Customer Loyalty to align your estimating skills with customer trust and professionalism.



Top Places Offering Xactimate Classes in Florida

Several reputable training options are available statewide:

1. Local Trade Schools and Technical Colleges

Many offer in-person courses tailored to insurance and construction professionals. These often qualify for continuing education (CE) credits.



2. Insurance and Restoration Training Centers

Private trainers often host 1- to 3-day bootcamps in cities like Orlando, Fort Lauderdale, and Tampa. Some of the most recognized include:

  • AdjusterPro Florida

  • Storm Ventures Group (SVG)

  • RESTORE Training Academy



3. Independent Instructors

Some adjusters and Xactimate experts offer classes through Eventbrite or LinkedIn. These instructors often tailor lessons to small groups and real projects.



4. Online Platforms

Courses like Xactimate Mastery, Simsol, and Verisk University provide virtual training with downloadable estimate files and exams.



How to Choose the Right Class

With so many options, consider the following before enrolling:

1. Your Experience Level

  • Beginner: Choose a fundamentals or Level 1 prep course

  • Intermediate: Look for Level 2 certification training

  • Advanced: Focus on complex scopes, macros, and sketch automation



2. Learning Format

  • Prefer interaction? Go in-person or live virtual

  • Busy schedule? Opt for on-demand videos



3. Credentials and CEU Opportunities

If you're licensed in Florida, check if the course counts toward continuing education credits for your adjuster or contractor license.



4. Price and Value

Expect to pay:

  • $250–$400 for virtual sessions

  • $400–$700 for in-person 2-day bootcamps

  • $1,000+ for certification bundles with tests included

Ask if the course includes practice estimates, post-class support, or access to training materials.

Explore Virtual Assistant Services for Small Businesses if you're looking to offset time commitments during your training week.



Tips for Getting the Most Out of Xactimate Training

1. Come Prepared

Bring a laptop with Xactimate installed, a mouse for sketching, and sample estimates or questions from your job.



2. Practice Between Sessions

Use what you learn immediately. Redo old estimates, build mock scenarios, and apply time-saving macros.



3. Ask About Certification Paths

Xactimate offers Level 1, 2, and 3 certifications. Even if you're not testing right away, know what’s required and begin preparing early.



4. Network With Classmates

Your peers may be fellow adjusters, contractors, or mitigation experts. These connections often lead to job referrals or partnerships.

Explore How to Build Your Dream Team to apply the same mindset to training and hiring.



Why Xactimate Training Is a Career Investment in Florida’s Growing Markets

Florida is one of the most disaster-prone states in the U.S.—and that reality fuels an ongoing demand for skilled professionals in insurance adjusting, property restoration, and construction estimating. Learning Xactimate is more than just picking up a software tool—it’s a career investment that improves your job opportunities, professional credibility, and income potential.

Let’s explore how completing Xactimate classes opens doors across industries, helps you earn certifications, and supports long-term growth in Florida’s fast-paced property services market.



1. Xactimate Is the Industry Standard for Insurance Claims

If you plan to work with insurance carriers—whether as an adjuster, contractor, or public adjuster—knowing Xactimate is essential. Most insurers in Florida require estimates to be submitted using the platform because:

  • It standardizes pricing based on location and labor

  • It provides an audit trail of edits and versions

  • It integrates with claims software used by major insurers

When you submit a handwritten or Excel-based estimate, it’s often rejected or delayed. Submitting an estimate through Xactimate streamlines claim approvals and shows that you’re aligned with insurer expectations.

Explore How to Streamline Back-Office Operations for insights on making claims processing faster and more accurate.



2. Florida’s Storm Risk Creates Career Demand

Florida faces hurricanes, flooding, and high humidity-driven mold growth—making it a hotspot for property damage claims. After every storm, there’s a surge in demand for:

  • Licensed adjusters (independent or staff)

  • Restoration and mold remediation contractors

  • Roofing and exterior repair specialists

  • Appraisers and estimators for insurance claims

Having Xactimate skills lets you respond quickly when catastrophe deployments or local damage spikes occur. It also makes you more attractive to national firms looking for local partners or temporary staff during storm season.



3. Xactimate Certification Builds Credibility

Verisk, the creators of Xactimate, offer three levels of certification:

  • Level 1: Fundamentals – Entry-level users who understand the basics of estimate creation

  • Level 2: Proficiency – Users comfortable with macros, sketches, and pricing

  • Level 3: Mastery – Advanced users capable of complex scoping, custom pricing, and claims workflows

Completing Xactimate classes in Florida often prepares you to sit for these exams. Many adjuster firms, third-party administrators (TPAs), and restoration networks prefer or require certification to assign jobs or contracts.

Explore Guide to Hiring Back-Office Operations if you want to outsource the documentation and focus on skill-building like certifications.



4. Boost Your Income and Job Opportunities

Professionals trained in Xactimate can:

  • Charge more per claim or estimate

  • Qualify for more complex, higher-paying jobs

  • Get hired faster by insurance carriers or restoration firms

  • Reduce rework and revision requests that cost time and money

In Florida, the difference between a non-certified and a certified estimator can mean thousands of dollars in extra annual income—especially during hurricane response seasons.



5. Integrate Xactimate Into Your Workflow

Xactimate isn’t just for estimating—it can become a central tool in your project pipeline. Once trained, you can:

  • Use Xactimate to scope jobs onsite with mobile sketch tools

  • Export estimates directly into invoices or work orders

  • Share estimate files with adjusters and insurance carriers

  • Track project progress with estimate revisions

When integrated well, it eliminates the need for duplicate data entry and keeps your documentation consistent and compliant.

Explore How to Handle Admin Tasks Efficiently to find out how your team can manage more claims by automating follow-up after estimates.



6. Stay Compliant With Florida Licensing Requirements

Many adjusters and contractors in Florida need continuing education (CE) credits to maintain their licenses. Some Xactimate courses are CEU-approved and help fulfill:

  • Florida 24-hour adjuster license renewal

  • Contractor business license continuing education

  • State or carrier-specific onboarding for CAT adjusters

Be sure to check with course providers or the Florida Department of Financial Services to verify course eligibility.



7. Improve Customer Satisfaction and Speed

Homeowners and policyholders expect fast service after disasters. Xactimate-trained professionals can:

  • Write estimates faster and more accurately

  • Reduce back-and-forth with carriers

  • Speed up repairs and payout timelines

  • Improve communication with both clients and insurers

This level of efficiency builds trust and often leads to repeat business, better reviews, and referrals.

Explore How to Build Brand Trust With Customers to ensure your estimating process reinforces your company’s credibility.



Conclusion: A Smart Investment for Florida Professionals

Whether you’re just starting in insurance, expanding your contracting business, or looking to earn more during hurricane season, Xactimate classes in Florida are a strategic move. You’ll gain in-demand skills, increase your value in the market, and become more confident when handling property claims.

By choosing the right class, practicing regularly, and pursuing certification, you’ll position yourself as a leader in a competitive, high-stakes industry—one that’s only growing as Florida faces more frequent storms and insurance claims.

Learning Xactimate isn’t just about software—it’s about gaining access to a faster, more professional way to estimate property damage and win work. For Florida-based professionals, especially those gearing up for storm season or expanding into insurance restoration, training is a must-have skill.

To recap:

  • Choose training based on your role, experience, and learning style

  • Look for certified instructors and CEU-eligible courses

  • Practice consistently and pursue certification as a long-term goal

With the right Xactimate class, you’ll boost your confidence, improve your estimates, and stand out to insurers and clients alike.



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